M.C.A. Default Negotiation

Merchant Default
Resolution

Take Control. Save Your Business.

Help for small businesses trapped in MERCHANT CASH ADVANCE default — and relief from aggressive collection.

NO weekly escrow payments

Many debt settlement or consolidation companies charge expensive weekly payments stretching on for months or years, but may apply only half your payment toward your debt while keeping the rest.

This common payment structure incentivizes those companies to delay your repayment agreement.

And if you miss an escrow payment, they often keep your entire escrow account.

MDR charges one low-cost program fee.

NO ESCROW. NO ULTERIOR MOTIVES. NO TRANSACTION FEES.

You repay your MCA Funder directly, without anyone taking 50% of your weekly payments.

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30-Day Satisfaction

Qualifying matters receive a rebate if a repayment agreement is not received from your MCA Funder within one month.

We trust our process. You can too.

Eliminate Fees and Lower Total Balances

MDR’s experienced Resolution Team negotiates with MCA Funders to try to eliminate default fees, NSF fees, attorney’s fees, collection fees — and even lower overall balances.

Avoid giving away more of your revenue than necessary.

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Frequently Asked Questions

YOU HAVE OPTIONS. SAVE YOUR BUSINESS.

My accounts are frozen. Can they do that?

Most MCA agreements allow Funders to file UCC liens against business accounts. But MDR will immediately start working to stay holds and release funds — so you can run your business while MDR works to find a realistic repayment schedule on your behalf.

Can they reach out to my vendors and clients?

MCA Funders often reach out to vendors and clients to recover accounts receivable directly. It’s embarrassing and confusing for all parties. MDR contacts those MCA Funders to try to stop harassing calls and letters, and work towards a realistic repayment schedule.

Can they come after my personal accounts?

MCAs are secured to accounts receivable, but the initial Funding agreement may include other provisions. You should seek legal counsel from a licensed attorney to protect yourself. In the meantime, the longer you wait to begin your repayment, the more fees will accrue.

Can they take my house?

Generally, Florida’s homestead exemption protects homeowners from losing a primary residence to creditors. But MCA Funders find ways that can jeopardize personal finances or housing. Always seek advice from a licensed attorney. MDR is NOT a legal service, but can help when you’re ready to repay your defaulted MCA.

Should I hire a lawyer?

You should seek advice from legal counsel for bankruptcy issues, or if you believe there may be fraud in the original MCA agreement, or to Answer to a filed Complaint. However, negotiating repayment of a defaulted MCA is NOT a legal service. MDR’s experienced team is comprised of experts in negotiating default repayment agreements.

Why can’t I settle my default on my own?

You can, but MCA Funders often distrust business owners who have already broken an agreement. Hiring a credible Resolution Team like MDR proves you’re serious about getting your repayment back on track. MDR reviews all repayment agreements to ensure fairness and accuracy.

Peace of Mind Clients

What Clients Say About Merchant Default Resolution’s Peace of Mind Program

Highly recommended!

MDR saved my business, and saved me from bankruptcy! Staff is helpful, kind, and always available. From the first call to the last, I was always treated as if my business was their most important client. Thank you!

Beth R.

Designer

Saved me thousands!

As a small business owner, I thought it was all over once my accounts were frozen, and vendors started receiving letters. But MDR got the frozen funds released towards my debt, lowered my balance, and got me an extra year to repay!

Denise S.

Small Business Owner

Took all the stress off my plate!

MDR promised efficient results, and delivered. In under two weeks, I had a settlement agreement with lower payments! I was finally able to pay my workers again, and get a good night’s sleep.

Will L.

Owner, S-Corp

The MDR Program

Communicate With Your MCA Funder

Negotiate Repayment Schedule

Review All Default Repayment Agreements

Single MCA Default

Double MCA Default

Triple MCA Default

Results are not guaranteed. Prior results do not predict results in any other matter.

MDR is NOT a law firm, and does NOT provide legal advice or legal services. MDR is NOT an attorney-referral service.

MDR Program is only for qualifying Florida businesses.